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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Renaissance Insurance Group, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Renaissance Insurance Group recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a Renaissance Insurance Group representative today to prevent mistakes and errors from becoming major losses for your business.


Our Location

Main Office - Northern Colorado

101 E Main St
Windsor, CO 80550
Main office: 970-674-8825
Toll free: 866-908-9266
Fax: 970-674-8826

Our Providers

Testimonials

Over the last month I have made several changes to a couple of polices I carry with Renaissance Insurance Group. Mari has been extremely helpful, more so than I could have ever hoped for, she responded very quickly to all my questions/concerns and offered additional options for me to consider, she is outstanding and very pleasant to deal with.
Chris Cucarola, Windsor, CO
I have been a client with Renaissance Insurance for over 8 years. They carry my business, personal and workers compensation policies and I couldn't be happier with the service they provide.
Eric Nordhagen, Owner, Nordys BBQ & Grill
When owning a business that requires unique and high risk coverage, it is comforting to know that Renaissance Insurance has my business’ best interest in mind. The staff knowledgeable from top to bottom and I value their experience and attention to detail.
Guy McIntosh III, Owner, Safe Site Inc
Jay, Thanks a lot for jumping on the insurance for my new vehicle last week, I had no idea that could be done so quickly. I really appreciate the help in getting that stuff completed within 24 hours. I hate forms and related info and couldn't be more complimentary of the job you guys did for me, you certainly exceeded the high expectations I had.
J. Kirk Danley Denver, CO
I have been with Ren-Insurance since 2001 with my auto, home, business and life. I have been very satisfied with my coverage, rates and agent.
Jack Maughan Greeley, CO
Renaissance Insurance Group has been the insurance agency of IRG since our doors opened in 2007. From day one, they took the time to understand our business and understand our needs. They have consistently brought us ideas to help mitigate risk and manage the cost associated with insurance. The truly have been a strategic partner to our business. In addition, the entire staff consistently demonstrates a high level of customer service.
Matt Callahan, Owner, Interior Resource Group LLC
We love the fact that we make one phone call when we have an issue and Ryan responds with an answer or points us in the right direction. Ryan is very accessible. That is rare in the insurance business.
Mike DiTullio Highland Meadows Golf Course | Windsor, CO
Renaissance Insurance Group handles our insurance needs with great rates, prompt service and broad coverage. I am impressed with the professional manner in which Renaissance handles of needs and would highly recommend them.
Rich Bartels Bartels & Company, LLC CPA's
Renaissance Insurance Group and Ryan Hicks are great to work with. They give me coverage and company options to choose from and they work hard to get the best rates available for us. They also continue to work to keep the insurance companies to understand our side.
Ron Morrow, Owner, Rosbro Inc - Grease Monkey
We have had our business with Scott Runyan at Renaissance Insurance for about 3 years now. His knowledge of the insurance industry is exceptional and he puts us at ease explaining the coverage that best suits us. We trust him. I can leave a voicemail or email and know it will be returned promptly. We will never go anywhere else.
Shelley Andreasen, Owner, Andreasen Custom Interiors LLC