Professional Liability
Mistakes Happen.
In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.At Renaissance Insurance Group, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.
What Does Professional Liability Cover?
While it’s important for your business to have general liability coverage for property damage and bodily injury, Renaissance Insurance Group recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:
Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.
Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.
Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.
Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.
Contact a Renaissance Insurance Group representative today to prevent mistakes and errors from becoming major losses for your business.
Our Location
Northern Colorado
101 East Main StreetWindsor, CO 80550
Phone: 970-515-3060
Toll-free: 866-908-9266
Fax: 970-674-8826
Licensed in:
- Windsor, CO
- Fort Collins, CO
- Loveland, CO
- Greeley, CO
- Denver, CO
Testimonials
"Jay, Thanks a lot for jumping on the insurance for my new vehicle last week, I had no idea that could be done so quickly. I really appreciate the help in getting that stuff completed within 24 hours. I hate forms and related info and couldn't be more complimentary of the job you guys did for me, you certainly exceeded the high expectations I had."
J. Kirk Danley Denver, CO
"First, I want to mention that I sure have enjoyed doing business with you. Secondly, I wanted to tell you thank you for all of your hard work. We are all very pleased at your results. If your level of professionalism is characteristic of your firm, you have a great year ahead of you."
R. Archer RAGEnterprises, LLC | Denver, CO
"Customer satisfaction at it's best! I could never get other insurance agencies to even return my calls and waited for weeks on end for quotes. Then I found Renaissance Insurance Group. John treats us as if we were his biggest clients! The knowledge he shared while starting our new business was invaluable! We will never go anywhere else!"
Dawn and Bob Rochkes Peak to Peak Taxi | Estas Park, CO
"The Colorado Distribution Group and Renaissance Insurance have been business partners for nearly two years. During this time, we have developed a tremendous working relationship with Renaissance, and especially John Thomas. Not only does Renaissance Insurance handle all of our business needs, they also handle all of our personal insurance requirements. John has demonstrated absolute professionalism and a willingness to go the extra mile to fulfill any and all our requests. It is because of this exceptional customer service, that I highly recommend Renaissance Insurance Group to all which may inquire."
Steve Portman, President The Colorado Distribution Group, LLC | Denver, CO
"I have been with Ren-Insurance since 2001 with my auto, home, business and life. I have been very satisfied with my coverage, rates and agent"
Jack Maughan Greeley, CO
"I can't believe how wonderful you are! I never would have expected this type of customer service-you’re the best and you are definitely going to be number one on my referral list!"
Stephanie McDonnell Denver, CO
"We love the fact that we make one phone call when we have an issue and Ryan responds with an answer or points us in the right direction. Ryan is very accessible. That is rare in the insurance business."
Mike DiTullio Highland Meadows Golf Course | Windsor, CO
"Renaissance Insurance Group handles our insurance needs with great rates, prompt service and broad coverage. I am impressed with the professional manner in which Renaissance handles of needs and would highly recommend them."
Rich Bartels Bartels & Company, LLC CPA's
"We've worked with Jay and Ryan at Ren-Insurance since they first formed the agency in 2001. They're responsive, service oriented and price competitive - what more could you ask of your insurance agency?"
Curtis Sears Landmark Companies LLC | Greeley, CO
"Over the last month I have made several changes to a couple of polices I carry with Renaissance Insurance Group. Mari has been extremely helpful, more so than I could have ever hoped for, she responded very quickly to all my questions\concerns and offered additional options for me to consider, she is outstanding and very pleasant to deal with."
Chris Cucarola Windsor, CO
"I have my personal and my business insurance with Ryan and I'm very please with the service I get. I would recommend Renaissance Insurance Group to everyone."
Dusty Rhoades Airtech HVAC Services LLC | Greeley, CO