Property Insurance
Strength and Stability for Your Home.
Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.Every Home Insurance policy is different, and at Renaissance Insurance Group, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:
- Fire and Lightning
- Collisions from Vehicles or Aircraft
- Hail
- Sewer/Drain Backup
- Windstorm
- Vandalism
- Volcanic Eruption
- Smoke
- Freezing Conditions or Snow
Property Insurance Options to Consider
There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a Renaissance Insurance Group representative who can help you find the right policy.Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.
Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.
Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.
As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Renaissance Insurance Group before making a decision.
Our Location
Northern Colorado
101 East Main StreetWindsor, CO 80550
Phone: 970-515-3060
Toll-free: 866-908-9266
Fax: 970-674-8826
Licensed in:
- Windsor, CO
- Fort Collins, CO
- Loveland, CO
- Greeley, CO
- Denver, CO
Testimonials
"I have been with Ren-Insurance since 2001 with my auto, home, business and life. I have been very satisfied with my coverage, rates and agent"
Jack Maughan Greeley, CO
"We love the fact that we make one phone call when we have an issue and Ryan responds with an answer or points us in the right direction. Ryan is very accessible. That is rare in the insurance business."
Mike DiTullio Highland Meadows Golf Course | Windsor, CO
"The Colorado Distribution Group and Renaissance Insurance have been business partners for nearly two years. During this time, we have developed a tremendous working relationship with Renaissance, and especially John Thomas. Not only does Renaissance Insurance handle all of our business needs, they also handle all of our personal insurance requirements. John has demonstrated absolute professionalism and a willingness to go the extra mile to fulfill any and all our requests. It is because of this exceptional customer service, that I highly recommend Renaissance Insurance Group to all which may inquire."
Steve Portman, President The Colorado Distribution Group, LLC | Denver, CO
"Over the last month I have made several changes to a couple of polices I carry with Renaissance Insurance Group. Mari has been extremely helpful, more so than I could have ever hoped for, she responded very quickly to all my questions\concerns and offered additional options for me to consider, she is outstanding and very pleasant to deal with."
Chris Cucarola Windsor, CO
"Customer satisfaction at it's best! I could never get other insurance agencies to even return my calls and waited for weeks on end for quotes. Then I found Renaissance Insurance Group. John treats us as if we were his biggest clients! The knowledge he shared while starting our new business was invaluable! We will never go anywhere else!"
Dawn and Bob Rochkes Peak to Peak Taxi | Estas Park, CO
"I can't believe how wonderful you are! I never would have expected this type of customer service-you’re the best and you are definitely going to be number one on my referral list!"
Stephanie McDonnell Denver, CO
"Renaissance Insurance Group handles our insurance needs with great rates, prompt service and broad coverage. I am impressed with the professional manner in which Renaissance handles of needs and would highly recommend them."
Rich Bartels Bartels & Company, LLC CPA's
"I have my personal and my business insurance with Ryan and I'm very please with the service I get. I would recommend Renaissance Insurance Group to everyone."
Dusty Rhoades Airtech HVAC Services LLC | Greeley, CO
"We've worked with Jay and Ryan at Ren-Insurance since they first formed the agency in 2001. They're responsive, service oriented and price competitive - what more could you ask of your insurance agency?"
Curtis Sears Landmark Companies LLC | Greeley, CO
"First, I want to mention that I sure have enjoyed doing business with you. Secondly, I wanted to tell you thank you for all of your hard work. We are all very pleased at your results. If your level of professionalism is characteristic of your firm, you have a great year ahead of you."
R. Archer RAGEnterprises, LLC | Denver, CO
"Jay, Thanks a lot for jumping on the insurance for my new vehicle last week, I had no idea that could be done so quickly. I really appreciate the help in getting that stuff completed within 24 hours. I hate forms and related info and couldn't be more complimentary of the job you guys did for me, you certainly exceeded the high expectations I had."
J. Kirk Danley Denver, CO