Renters Insurance
Belongings Hold Memories. Make Sure They’re Safe.
If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.At Renaissance Insurance Group, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.
Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
Additional Insurance Options
Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.
A Renaissance Insurance Group representative is committed to working with you to design a policy that ensures you get the options you want at a price you can afford.
Our Location
Northern Colorado
101 East Main StreetWindsor, CO 80550
Phone: 970-515-3060
Toll-free: 866-908-9266
Fax: 970-674-8826
Licensed in:
- Windsor, CO
- Fort Collins, CO
- Loveland, CO
- Greeley, CO
- Denver, CO
Testimonials
"I have my personal and my business insurance with Ryan and I'm very please with the service I get. I would recommend Renaissance Insurance Group to everyone."
Dusty Rhoades Airtech HVAC Services LLC | Greeley, CO
"I can't believe how wonderful you are! I never would have expected this type of customer service-you’re the best and you are definitely going to be number one on my referral list!"
Stephanie McDonnell Denver, CO
"We love the fact that we make one phone call when we have an issue and Ryan responds with an answer or points us in the right direction. Ryan is very accessible. That is rare in the insurance business."
Mike DiTullio Highland Meadows Golf Course | Windsor, CO
"Jay, Thanks a lot for jumping on the insurance for my new vehicle last week, I had no idea that could be done so quickly. I really appreciate the help in getting that stuff completed within 24 hours. I hate forms and related info and couldn't be more complimentary of the job you guys did for me, you certainly exceeded the high expectations I had."
J. Kirk Danley Denver, CO
"I have been with Ren-Insurance since 2001 with my auto, home, business and life. I have been very satisfied with my coverage, rates and agent"
Jack Maughan Greeley, CO
"Over the last month I have made several changes to a couple of polices I carry with Renaissance Insurance Group. Mari has been extremely helpful, more so than I could have ever hoped for, she responded very quickly to all my questions\concerns and offered additional options for me to consider, she is outstanding and very pleasant to deal with."
Chris Cucarola Windsor, CO
"We've worked with Jay and Ryan at Ren-Insurance since they first formed the agency in 2001. They're responsive, service oriented and price competitive - what more could you ask of your insurance agency?"
Curtis Sears Landmark Companies LLC | Greeley, CO
"Renaissance Insurance Group handles our insurance needs with great rates, prompt service and broad coverage. I am impressed with the professional manner in which Renaissance handles of needs and would highly recommend them."
Rich Bartels Bartels & Company, LLC CPA's
"The Colorado Distribution Group and Renaissance Insurance have been business partners for nearly two years. During this time, we have developed a tremendous working relationship with Renaissance, and especially John Thomas. Not only does Renaissance Insurance handle all of our business needs, they also handle all of our personal insurance requirements. John has demonstrated absolute professionalism and a willingness to go the extra mile to fulfill any and all our requests. It is because of this exceptional customer service, that I highly recommend Renaissance Insurance Group to all which may inquire."
Steve Portman, President The Colorado Distribution Group, LLC | Denver, CO
"First, I want to mention that I sure have enjoyed doing business with you. Secondly, I wanted to tell you thank you for all of your hard work. We are all very pleased at your results. If your level of professionalism is characteristic of your firm, you have a great year ahead of you."
R. Archer RAGEnterprises, LLC | Denver, CO
"Customer satisfaction at it's best! I could never get other insurance agencies to even return my calls and waited for weeks on end for quotes. Then I found Renaissance Insurance Group. John treats us as if we were his biggest clients! The knowledge he shared while starting our new business was invaluable! We will never go anywhere else!"
Dawn and Bob Rochkes Peak to Peak Taxi | Estas Park, CO