Call Us Today:
970.674.8825

Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Renaissance Insurance Group, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:
  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a Renaissance Insurance Group representative who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Renaissance Insurance Group before making a decision.

Our Location

Main Office - Northern Colorado

101 E Main St
Windsor, CO 80550
Main office: 970-674-8825
Toll free: 866-908-9266
Fax: 970-674-8826

Our Providers

Testimonials

Over the last month I have made several changes to a couple of polices I carry with Renaissance Insurance Group. Mari has been extremely helpful, more so than I could have ever hoped for, she responded very quickly to all my questions/concerns and offered additional options for me to consider, she is outstanding and very pleasant to deal with.
Chris Cucarola, Windsor, CO
I have been a client with Renaissance Insurance for over 8 years. They carry my business, personal and workers compensation policies and I couldn't be happier with the service they provide.
Eric Nordhagen, Owner, Nordys BBQ & Grill
When owning a business that requires unique and high risk coverage, it is comforting to know that Renaissance Insurance has my business’ best interest in mind. The staff knowledgeable from top to bottom and I value their experience and attention to detail.
Guy McIntosh III, Owner, Safe Site Inc
Jay, Thanks a lot for jumping on the insurance for my new vehicle last week, I had no idea that could be done so quickly. I really appreciate the help in getting that stuff completed within 24 hours. I hate forms and related info and couldn't be more complimentary of the job you guys did for me, you certainly exceeded the high expectations I had.
J. Kirk Danley Denver, CO
I have been with Ren-Insurance since 2001 with my auto, home, business and life. I have been very satisfied with my coverage, rates and agent.
Jack Maughan Greeley, CO
Renaissance Insurance Group has been the insurance agency of IRG since our doors opened in 2007. From day one, they took the time to understand our business and understand our needs. They have consistently brought us ideas to help mitigate risk and manage the cost associated with insurance. The truly have been a strategic partner to our business. In addition, the entire staff consistently demonstrates a high level of customer service.
Matt Callahan, Owner, Interior Resource Group LLC
We love the fact that we make one phone call when we have an issue and Ryan responds with an answer or points us in the right direction. Ryan is very accessible. That is rare in the insurance business.
Mike DiTullio Highland Meadows Golf Course | Windsor, CO
Renaissance Insurance Group handles our insurance needs with great rates, prompt service and broad coverage. I am impressed with the professional manner in which Renaissance handles of needs and would highly recommend them.
Rich Bartels Bartels & Company, LLC CPA's
Renaissance Insurance Group and Ryan Hicks are great to work with. They give me coverage and company options to choose from and they work hard to get the best rates available for us. They also continue to work to keep the insurance companies to understand our side.
Ron Morrow, Owner, Rosbro Inc - Grease Monkey
We have had our business with Scott Runyan at Renaissance Insurance for about 3 years now. His knowledge of the insurance industry is exceptional and he puts us at ease explaining the coverage that best suits us. We trust him. I can leave a voicemail or email and know it will be returned promptly. We will never go anywhere else.
Shelley Andreasen, Owner, Andreasen Custom Interiors LLC